Student Health Insurance
Skidmore requires that all registered, full-time students carry health insurance coverage, either through the Skidmore Health Insurance Plan, or through another plan which provides comparable coverage, including access to non-emergency medical and mental health care while in Saratoga Springs.
Health insurance is not required to access care at Skidmore Health Services and the Skidmore Counseling Center, but is needed for all care and services off-campus. Students who do not carry adequate health insurance can face impossible decisions about delaying or deferring needed care or paying very high out-of-pocket costs which can substantially interfere with their ability to graduate.
At the beginning of each academic year, students are automatically charged for the college-sponsored student health insurance plan (United Health Care). Students can request a student health insurance waiver by providing proof of comparable coverage. Once the waiver is approved the charge will then be removed. If you do not submit a waiver by August 1st you will be enrolled in the plan with coverage starting September 1st.
91¶¶Òù 96% of waiver requests are approved, meaning that coverage is verified to be active and as meeting Skidmore’s requirements. Plans that are not approved for waivers include:
-geographically limited HMO plans that do not cover non-emergency care in Saratoga
Springs
travel insurance plans
-health care plans that only cover specific occurrences, such as accident or certain
sicknesses
plans that are not based in the United States
-health care sharing plans
Skidmore's student health insurance plan is through United Health Care.
Coverage starts September 1, 2024 and ends August 31, 2025
Annual coverage estimated to be $2,928
If you are required by the College to arrive earlier than 9/1/2024 and need coverage
to start earlier than 9/1, please contact the Bursar's Office.